Fraud affects up to 25 million people per year in the United States alone and seniors are especially vulnerable. If you are age 60 or older—you are at an increased risk of being a target of con artists who sell fake products and services by email or telephone. And with mid-terms right around the corner, electoral fraud is another potential threat. Posing as political volunteers, they try to lure voters into donating money by asking for cash or a credit card number. They may even offer to register you over the phone if you provide your social security number (which is not a legal method of registration in any state).