Many people give back during the holidays whether they volunteer at a soup kitchen, contribute to their favorite charity, or provide a gift basket to a family in need.   However, after the new year, many of us go back to our regular routine and feel like we’ve already done our part.   And while the holiday season's effort is much appreciated, many people will need help long after the festivities are over.  2021 will be a very different year for millions of people.   The pandemic has left much of our service economy in a terrible state, along with the workers that gained their livelihood from restaurants, retail stores, hotels, etc.   There are direct results for every business that closes, and then all the other trickle-down [...]