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27 12, 2021

How to Get Your Finances Back on Track After the Holidays

2022-01-13T17:05:54-05:00December 27th, 2021|Categories: #holidays, #Stess, Budgets, Credit card debt, Debt-free, Financial Decisions|Tags: , , , , , , |

The Grinch may not have stolen Christmas, but it might feel like he stole your wallet!  Research shows that the average American will spend $835.00 on gifts this year, and that does not include the extras like decorations, food, and of course, the blinking sweater.  So, if you are starting to panic about January, read on as FirstLantic (with help from NerdWallet) has some great tips for getting back your financial footing after the holidays. Stay positive Recognize that you can get back on track if you have a plan and stick to it.  The most important thing is to act.  Don’t bury your head in the sand and think the money will fall from the sky (although it would be nice if it did)! [...]

20 12, 2021

How to Determine If Your Parents Need Help

2021-12-20T13:37:52-05:00December 20th, 2021|Categories: #holidays, #Stress, Aging, assisted living, Holidays|Tags: , , , , , , , , , |

The U.S. population is aging quickly.  In fact, by 2050, the number of people that are 65 or older is expected to double.  That means significant implications for our society and families.  Many adult children are already helping their parents either financially or with other support.  But how do you know when your parents need more help than you can provide?  And how do you get them to accept that?  While spending time with your parents over the holidays, it’s a good opportunity to look for signs that they need assistance—FirstLantic guides you on things to look for and how to approach a discussion that could be difficult. Watch for significant changes in behavior. Were your parents highly organized, and now you find bills piling [...]

13 12, 2021

How to Make Your Holidays Stress-Free

2021-12-13T16:56:47-05:00December 13th, 2021|Categories: #holidays, #Stess, Celebrations, Mindset|Tags: , , , , , |

For some of us, the holidays can be the best time of the year. For others, it’s one big stress-induced season.   But does it have to be?  Why do we let something that should be joyful turn into something that gives us anxiety?   One reason is that many of us put too much pressure on ourselves to have the perfect Norman Rockwell image of a holiday.  In fact, a survey conducted by the National Alliance on Mental Illness (NAMI) found that the holidays contributed to feeling sad or dissatisfied for many of those surveyed.  68 percent reported feeling financially strained, 63 percent said there was too much pressure, and 57 percent said they had unrealistic expectations.   So, let's try turning that around this year.  Let's try some [...]

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