One of the most challenging decisions seniors or their relatives can make is determining if and when to get help with their care.  Many seniors would prefer to stay in their own home, but sometimes the basic chores they take for granted may become too much.  They need some assistance with cooking, transportation, medication management, or simply could use some companionship.  Whatever the reason, the more difficult question often becomes how to pay for care.   FirstLantic offers guidance on payment options.  However, before determining the best way to fund it, it’s helpful to differentiate between home care and home health care.   Home Care Aides assist with daily living such as dressing, housekeeping, and transportation, referred to as personal care, attendant care, non-medical care, and companion care.  [...]