70% of people turning 65 can expect to use some form of long-term care during their lives. 90% of those who receive long-term care assistance live at home or in a community setting.   These stats are pretty sobering and yet most of us are not really prepared to have to pay for outside help for 10 or possibly 20 years during retirement.  In fact, many people believe assisted living is covered by Medicare.  57% of people surveyed said they plan to rely on Medicare to help pay for any senior care they might need.   However, while Medicare is available to help with short-term personal health coverage or pharmaceuticals, it is not available to pay for assisted living in most cases.  And Medicaid is only available [...]

It wasn’t that long ago that many women found the subject of menopause to be taboo.  It was bad enough to deal with the side effects but the stigma of it was almost as difficult to acknowledge.  Luckily, society is more open about the topic now which has been a relief for many women who suffered in silence.  But, what about “man”opause or andropause which describes age-related changes in male hormone levels?   Well, it turns out that although there are significant differences in the way men and women experience the aging process, there are some similarities such as reduced energy, mood swings, lack of sexual drive, insomnia and irritability.   However, because these changes happen more gradually for men, they often can be overlooked or ignored [...]

https://www.youtube.com/watch?v=7noXrbzfp3k

https://www.youtube.com/watch?v=yi6K5F0lVEU